Satisfactory Academic Progress – SAP Guide

SAP Overview


Federal regulations mandate that all students make satisfactory, measurable academic progress toward completion of a degree in order to receive federal assistance through Title IV federal grant, work study and loan programs.

EKU’s SAP standards comply with the requirements of the U.S. Department of Education. Every student is reviewed for Satisfactory Academic Progress at the end of each semester. To stay eligible to receive federal funds, students must:

  • Maintain an acceptable overall EKU GPA:
  • Undergraduate students – 2.0
  • Graduate students – 3.0
  • Earn at least 67% of the credit hours you attempt – to earn hours at EKU, a student must receive a grade of A, B, C, D or S
  • Meet the required time frame for degree completion:
  • Associate degree – should be earned before you have attempted 90 credit hours
  • Bachelor’s degree (120 credit hours required) – should be earned before you have attempted 180 credit hours
  • Graduate degree – will vary depending on the credit hours required to complete the program

Students who no longer meet SAP have the opportunity to appeal this decision if they have extenuating and documentable circumstances that prevented them from meeting federal standards. There is a maximum of three EKU financial aid appeals. All three appeals must be reviewed by the Satisfactory Academic Progress Appeal Committee. The committee’s decision is final. After three appeals are reached, all future appeals will be denied.

Cumulative Credit Hour Completion Rate (Pace)


You must earn at least two-thirds or 67% of the credit hours you attempt. An example of pace calculation is below:

Fall SemesterSpring SemesterTotal
Attempted Hours
Must Earn 67%
1st Year15 hours12 hours2727 x 67% = 19 hours
2nd Year15 hours15 hours5757 x67% = 39 hours
3rd Year18 hours15 hours9090 x 67% = 61 hours

Maximum Time Frame for Degree Completion


  • You are expected to earn an associate degree before you have attempted 90 credit hours.
  • You are expected to earn a bachelor’s degree before you have attempted 180 credit hours, if your degree program requires 120 hours.
  • You are expected to earn a graduate degree before you have attempted 40 credit hours.

Attempted Hours

Incomplete, bankrupted, repeated and withdrawn hours are attempted hours.

Re-establishing Financial Aid Eligibility with an Appeal


Students who are no longer meeting Satisfactory Academic Progress have the opportunity to appeal this decision if they have extenuating and documentable circumstances that prevented them from meeting federal standards.

Students may complete an online appeal here: EKU SAP Form

There is a maximum of three EKU financial aid appeals. All three appeals must be reviewed by the Satisfactory Academic Progress Appeal Committee. The committee’s decision is final. After three appeals are reached, all future appeals will be denied.

Appeals must include:

  • A letter from the student explaining the circumstances that prevented him or her from making Satisfactory Academic Progress. The letter must also include a description of what has changed in the student’s situation that will allow him or her to demonstrate acceptable SAP during the next evaluation.
  • A professional and/or third-party documentation to support the explanation provided in the personal letter. An example of an appeal that might be approved includes (but is not limited to) a student with family members who were sick or passed away with an obituary or doctor’s note to support this.

Students who are approved for a SAP appeal will be notified via their EKU email and will be placed under financial aid probation. While under probation, final grades will be reviewed each semester to ensure the student meets the terms and conditions of their appeal approval (for example, passing all attempted hours with a 2.0 GPA for the term).

Semester of SAP AppealDeadline to Submit SAP Appeal
FallNovember 1
SpringApril 1
SummerJuly 1

SAP Cycle


Every student is reviewed for Satisfactory Academic Progress (SAP) at the end of each semester. Certain changes to a student’s enrollment status may also trigger a SAP review, such as changing a degree type. Students who do not regain financial aid eligibility through a SAP appeal will be reviewed at the end of each full term. If the student is no longer failing to meet SAP requirements, then financial aid eligibility will be reinstated. Some students may be placed in a SAP warning status. This status is to create awareness for the student and allow them to improve their standing before financial aid probation is implemented. An appeal is not required for students in a warning status.

Other Options


Students who are attempting to pay for schooling without Title IV funds may still be eligible to receive certain outside scholarships and private education loans. Other funding sources would be subject to their own terms and conditions. The student must assume responsibility for accessing appropriate payment options.